Skip to main content
Men thinking with screen

Defined contribution plans

Wellington Management has a long heritage of managing retirement assets. We provide defined contribution (DC) plans with advanced investment thinking and holistic solutions to help improve participant outcomes.

Explore insights

Our DC philosophy

Research shows that historically there has been a meaningful shortfall in the returns of defined contribution plans versus those of defined benefit plans. Best practices in institutional investing can potentially help close this gap. Central to our investment philosophy is the belief that diversification, downside risk mitigation, and active management at compelling fees can be key drivers of retirement success.

Three part pie chart

Whether using premixed investment options or constructing portfolios from a core menu, participants may be better served by having access to a broader set of asset classes.

Two line graph

We think it is important to consider strategies that help diversify a portfolio by economic environment, asset class, and return source, including strategies with the potential to perform independently of the markets.

Three people under a lightbulb

DC plans have scale to obtain active management at compelling fees. Even modest incremental returns may have a meaningful impact on retirement outcomes. Wellington has a long history of successful active management and we believe DC plans should ensure they offer quality active choices to their participants.

Our DC options

Collective investment trusts

Wellington Trust Company, NA, an affiliate of Wellington Management Company LLP, offers a variety of investment approaches through daily valued collective investment trusts that are available solely to certain qualified employee retirement plans.

Separate accounts

Wellington Management Company LLP offers management of separate accounts for DC plans interested in bespoke strategies with customized guidelines.

Mutual funds

Many of our strategies are available in mutual funds offered by our subadvisory clients.

Meet some of our DC professionals

David Fox Photographer Boston Security Analysts Society

Kristin O’Donnell


Director of Defined Contribution
Kristin oversees the Defined Contribution effort at Wellington; acting as a key partner to some of the firm’s largest institutional relationships. She is an active member of industry events and thought leadership – also serving as a Vice Chair on the board of DCIIA’s Global Committee. She has been with Wellington since 2011.

Ryan Mullaney

Associate Business Development Manager
In addition to being a member of the Defined Contribution strategy team, Ryan also manages relationships with a number of the growing DC-focused consulting firms and aggregators across the country. Ryan joined Wellington in 2018.